Personal Loans for Salaried Expats in Abu Dhabi from ADCB
Interest Rate: 3.29%
Tenor: 48 months
Eligibility: Minimum salary of AED 5,000
Processing fee: 1% of loan amount with a minimum of AED 500 and maximum of AED 2500
Processing fee-top-up loan: 1% of loan amount- minimum AED 500 and maximum AED 2500
Insurance fee: 1% of the total loan amount
Early settlement fee: 1% of outstanding balance
Deferment of installment: AED 100 per deferment
Loan cancellation fee: AED 100
Salary transfer: Needed
Early settlement fee: 1% of the outstanding amount
Personal Loans for Salaried Expats from ADCB in Abu Dhabi
Personal loans from ADCB are affordable due to the low interest rates and flexibility in repayment but these depend on your income. You can get a maximum of AED 800,000 as personal loan from ADCB. Once your personal loan is sanctioned, you are eligible for a free credit card and an overdraft option for up to two times your salary. The process of completing the loan application is quite simple.
ADCB Expats Personal Loan in Abu Dhabi
Private, retail, corporate, investment and commercial banking, cash and asset management, foreign exchange, corporate and retail finance, Islamic products and property management are some of the exclusive services rendered by Abu Dhabi Commercial bank or ADCB. Personal loan packages to individuals are offered with a lot of flexibility so as to encourage them to improve their life standards as well as to contribute to the growth of the bank in all financial aspects.
Abu Dhabi - Transport
Abu Dhabi is a busy commercial hub with an International airport and thousands of office complexes. People use private vehicles and taxis for commuting as they are the primary mode of transportation in Abu Dhabi. Although there are public buses run by the Abu Dhabi Municipality, they are mostly used by the lower income groups. There are buses to nearby towns and the other Emirates such as Dubai and Al Ain. These transport services are very comfortable for travel and are maintained very well.