Arab Banking Corporation Credit Card - VISA cards and MasterCards

Minimum Salary needed JOD 500 for public sector and JOD 300 for private sector, JOD 500 for professionals and self-employed and non-salary transfer employees from public and private sectors and JOD 1500 for expatriates
Maximum amount available JOD 15000
Length of Loan Life Time
Profit Rate Monthly interest rate on the highest daily outstanding balance is 1.75%
Upfront Fees ( if any ) Free card issuance fees for the first year
Eligibility Debt burden ratio is up to 60%; Minimum age for the applicant when applying for primary credit card should not be less than 21 years old, 18 years old when applying for supplementary credit card; Maximum age of the applicant is 65 years old and 70 years old for retirees; Minimum length of service should not be less than 6 months for public sector, 12 months for private sector, 24 months for professionals, self-employed, non-salary transfer employees from public and private sectors, 6 months or 12 months for expatriates if previous experience of minimum 3 years is proven
Main Features Life and total disability insurance; Late settlement fee of 1% with a minimum amount of JOD 10 and maximum of JOD 20 after the grace period; If the customer desires to settle in full her/his credit balance, the monthly card limit will be renewed automatically and will be available for further withdrawals;

Arab Banking Corporation

A special decree announced by the Amir of Bahrain in 1980 founded the Arab Banking Corporation. Mostly owned by the Central Bank of Libya and the Kuwait Investment Authority, the so-called ABC is quoted on the Bahrain stockmarket. Located in the Diplomatic Area of Manama, in Bahrain, the Bank has developed a worldwide network within eighteen countries on five continents, offering banking and financial products and services to corporates and individuals. Islamic Banking services are the specialty of ABC, which is one of the leader of the MENA region in that field. Corporates' clients can also find the expertise needed in asset management and IPO.


With more than two millions of inhabitants, Amman is the most crowded city of the Hachemite Kingdom of Jordan. Since 1921, the city is its capital and is considered as its administrative and economic centre. For most visitors, Amman is seen as the Roma of the Middle East, which is a reference to the hills on which the city has been built. The comparison with Roma is also true regarding the culture that it offers, which includes ruins and monuments from the Greco-Roman period. Business men and multinational corporations also enjoy Amman, especially its ideal location in the Middle East.

Credit Card - VISA cards and MasterCards

The Arab Banking Corporation offers two card programs to individuals with a good track record and reputation: the VISA card and the MasterCard. Both cards are free of charge the first year. The benefits include also a very flexible revolving credit facility with a competitive interest rate, a maximum credit limit of JOD 15000 and a protection insurance for life and total disability. These cards can be easily used in more than 550 cities as they are accepted by at least 30 Million points of sale and service providers. Plus, gold cardholders access to health services while travelling if needed.