The Housing Bank for Trade & Finance Credit Card

Minimum Salary needed Not mentioned
Maximum amount available Not mentioned
Length of Loan Not mentioned
Profit Rate Not mentioned
Upfront Fees ( if any ) Not mentioned
Eligibility Not mentioned
Main Features The Interest free period for making credit card payments is 25 days from the time of the card’s cycle closure, thereby allowing the customer to benefit for a maximum period of 55 days for purchases only , but there is no flexible payment for cash withdrawal; HBTF offers you the opportunity to choose the percentage rate for paying the outstanding balance that suits your financial needs. The rates offered are 5%, 25%, 50%, 75% or 100%. The minimum amount of payment is 25 JDs for Local and Silver cards and 175 JDs for Gold Cards

The Housing Bank is one of the largest banks in the country.

If you are living in Jordan, then you must be well aware of the Housing Bank for Trade & Finance. One of the largest banks in the country, it is has 14 subsidiaries around the world and have established their operational headquarters at Amman. A public company, it got listed on the Amman Stock Exchange in the year 2003.  Majority of its shares are held by the Middle East based Qatar National Bank. The bank seeks to be at the forefront of providing its clients with the latest and most advanced banking services. The Housing bank services both the individual retail customers and corporate businesses.


Amman, the capital of Jordan, is one of the fastest growing business hubs in the Middle East. Spanning an area of 1680 square kilometers, the city packs in 2,400 residents per square kilometers, totaling a population of 4 million. The number of tourists that visit Amman annually is more than 8 million. This is twice the population of the city. Part of the reason why Amman is a major attraction for tourists amongst other Middle East destinations is its seamless ability to mix the native heritage with western lifestyles.  The city is also a top medical tourism destination in the world, pulling in more than $1 billion in revenues each year.

The Housing Bank offers credit cards at very competitive interest rates.

The Housing Bank offers credit cards at very competitive interest rates. Unlike most other banks, you don not have to be a customer of the Housing Bank in order to apply for the card.
When you make a purchase with the card, you will have 55 days of grace period to make the payments. 
You can use the credit card to withdraw cash from any ATM. Plus, the card will be accepted at almost all retail stores around the world and you can also use it to buy products over the internet. You can choose from either a MasterCard or Visa credit card.