Personal Loans for Salaried UAE Nationals in Dubai from ADCB

Interest Rate: 3.29%
Tenor: 60 months
Eligibility: Minimum salary of AED 5,000
Processing fee: 1% of loan amount with a minimum of AED 500 and maximum of AED 2500
Processing fee-top-up loan: 1% of loan amount- minimum AED 500 and maximum AED 2500
Insurance fee: 1% of the total loan amount
Early settlement fee: 1% of outstanding balance
Deferment of installment: AED 100 per deferment
Loan cancellation fee: AED 100
Salary transfer: Needed
Early settlement fee: 1% of the outstanding amount

Personal Loans for Salaried UAE Nationals from ADCB in Dubai

As a UAE National with a salary transfer account with ADCB, you are eligible to get a maximum amount of up to AED 3 million as personal loan. This amount is dependent on your salary and the loan comes with the additional advantage of free credit life insurance, free credit card and 3 times your salary as overdraft. Longer repayment period of 60 months is an extra benefit that comes with the ADCB loans for Nationals.

ADCB Personal Loans for UAE Nationals

ADCB, named the “Best Retail Bank in the UAE” in 2014 for the sixth consecutive year, promises enhanced customer experience and shareholder value. The core principle of customer-centric approach practiced by the bank has helped build a profitable business over the years. The bank has consolidated the operational support activities to deliver an excellent customer experience. ADCB has also been nominated for the Euromoney Cash Management Survey in the “Best Cash Management Bank in the UAE” category.

Dubai – The International Attraction

With a population of which nearly 80% are expatriates and resources as diverse as finance, retail trade, healthcare and real estate, Dubai’s popularity is growing exponentially and this attracts a large number of people either as tourists or as settlers. The ideal geographic location of Dubai between Asia, Europe and Africa has enhanced its international trade activities that it is recognized as a dynamic business hub and rightly so.