Personal Loans for Salaried UAE Nationals in Dubai from Citibank 

Citibank Personal Installment Loan 

Min Salary AED


Salary Transfer


Interest Rate

starting from 17.99%

Rate Type


Arrangement Fee

1% of loan amount [Min AED500; Max AED2500]

Insurance Fee

Insurance is optional

Early Settlement

1% of outstanding principal

Max Loan Amount AED


Repayment Period

Loan repayment period is up to 48 months



  • Loans of up to AED 175,000
  • No salary transfer to Citibank required
  • Fast approvals


  • Current dated Salary Certificate (3 months on current job)
  • Last three months bank statements (with salary transfer)
  • Minimum (fixed) monthly salary of only AED 5,000
  • Passport copy / Emirates ID Copy
  • Direct Debit Form


Citibank Terms and Conditions apply, are subject to change and are available upon request. For the current Terms and Conditions, please visit bank website

All Offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. This Offer is not valid in conjunction with any other offer.

By inquiring about our services, offers or products, you will be authorizing Citibank representatives to approach you on your contact details including your telephone/mobile number.