Banque Saudi Fransi Credit Card -  MasterCard Gold


Minimum Salary needed SAR 3,000 (Saudis), SAR 5,000 (Expats), SAR 10,000 (self-employed)
Maximum amount available Not mentioned
Length of Loan Not mentioned
Profit Rate 1.99% / month (APR 23.95%)
Upfront Fees ( if any ) Not mentioned
Eligibility Age: Minimum 18 years, Maximum 65 years; Current account with Banque Saudi Fransi;
Main Features Accepted Worldwide ; Access to about 2 million ATMs Worldwide ; EMV Chip and PIN Secured ; Free SMS Notifications; Secure Online Shopping (3D Secure) ; Access to Online Banking (FransiPlus, FransiMobile) ; Secure Phone Banking Services (FransiPhone) ; Free Replacement for Lost/Stolen Credit Card ; Cash Advance up to 50% of the Credit Card Limit; Free Supplementary Card; Minimum Payment of the Amount Due 5% or SAR 100 (whichever is higher); Special Dining, Retail and Travel Offers ; MasterCard Global Services (Emergency Card Services)

Banque Saudi Fransi-Jeddah

Banque Saudi Fransi (BSF) is a Saudi Arabian Joint Stock Company founded under Royal Decree issued some 38 years ago.
BSF is an affiliate of Credit Agricole Corporate and Investment Bank which holds an equity share of 31.1%. The bank boasts of a capital base of 12,053,571,670 SAR.
The bank is focused on offering all types of commercial banking solutions to both domestic and international customers.
Banque Saudi Fransi has its Main Offices located in Riyadh and 3 Regional Offices in Jeddah, Al-Riyadh and Al-Khobar .In matters related to branch network , BSF has 83 branches and 576 ATMs that include Cash Acceptance Machines. Besides, it runs 8,634 Points of Sale.


Jeddah is a key metropolitan in the coastal region of the Red Sea. It is the main city in western Saudi Arabia. Jeddah is ranked as the largest city in Makkah Province, the principal sea port on the Red Sea. It is also the second largest city in Saudi Arabia.
At present, Jeddah has a swelling population of 5.1 million dwellers. The city is a prime mercantile center in Saudi Arabia in a similar context with Riyadh and Dammam, that is, in strategic matters related to function, economic importance and regional preference.
Jeddah’s economic focus is on the nurturing of capital investment in scientific and engineering advancement in Saudi Arabia, and the larger Middle East region.

Credit Card-Master Card Gold

Our Master Gold Card is the key that adds a golden luster of convenience and exclusive privileges to your world of banking.

Main privileges:


  •     Global acceptance and recognition;
  •     Totally convenient;
  •     Secure online and offline shopping;
  •     Access your cash anywhere and anytime; and
  •     Do bookings and reservations.


  •     Open a current account with the bank;
  •     Age bracket of between  21 - 65 years;
  •     A signed copy of national ID card;
  •     Salary certificate letter;
  •     Last 3-month account statement showing  salary in case  salary has  not been assigned;
  •     Commercial registration  for those in self-employed;
  •     A company certificate for those  in self-employed; and
  •     Copy of last the 6 months bank statement for those self-employed.

Annual charges:

  •     Primary card: SAR 300;and
  •     Supplementary card: SAR 75.