Banque Saudi Fransi Credit Card - Visa Gold

Minimum Salary needed SAR 3,000 (Saudis), SAR 5,000 (Expats), SAR 10,000 (self-employed)
Maximum amount available Not mentioned
Length of Loan Not mentioned
Profit Rate 1.99% / month (APR 23.95%)
Upfront Fees ( if any ) Not mentioned
Eligibility Age: Minimum 18 years, Maximum 65 years; Current account with Banque Saudi Fransi;
Main Features Accepted Worldwide ; Access to about 2 million ATMs Worldwide ; EMV Chip and PIN Secured ; Free SMS Notifications; Secure Online Shopping (Verified by Visa) ; Access to Online Banking (FransiPlus, FransiMobile) ; Secure Phone Banking Services (FransiPhone) ; Free Replacement for Lost/Stolen Credit Card ; Cash Advance up to 50% of the Credit Card Limit; Free Supplementary Card; Minimum Payment of the Amount Due 5% or SAR 100 (whichever is higher); Special Dining, Retail and Travel Offers; Emergency Card Replacement; General Inquiries and Assistance 24/7; Authorize and Deliver Emergency Cash Disbursement in Case of Lost/Stolen Card Emergency

Banque Saudi Fransi-Jeddah

Banque Saudi Fransi (BSF) is a Saudi Arabian Joint Stock Company established under Royal Decree issued in 38 years ago.
BSF is an affiliate company of Credit Agricole Corporate and Investment Bank that holds an equity share of 31.1%. The Bank has solid capital base of 12,053,571,670 SAR.
The bank focuses on the providing all types of commercial banking solutions to both domestic and international customers.
Banque Saudi Fransi has its Head Offices in Riyadh and 3 Regional Offices in the cities of Jeddah, Al-Riyadh and Al-Khobar .In matters pertaining to branch network, it has 83 branches, 576 ATMs that include Cash Acceptance Machines and 8,634 Points of Sale.


Jeddah is a cosmopolitan in the coastal region of the Red Sea. It is the chief urban center of western Saudi Arabia. It is ranked as the largest city in Makkah Province, the principal sea port on the Red Sea, and the second largest city in Saudi Arabia behind Riyadh.
At the moment, Jeddah has a population of 5.1 million people. The city is a prime commercial center in Saudi Arabia in the same manner Riyadh and Dammam are in their various functions, levels and geographical locations.
In matters of economy, Jeddah is focused on developing capital investment in scientific and engineering excellence in Saudi Arabia, and the Middle East as well.

Credit Card-Visa Gold

Our Visa gold card is the emblem of total convenience that brings the flair of VIP privileges and benefits into your banking experience.

Exquisite   privileges:


  •     Global acceptance;
  •     Total convenience;
  •     Make purchases;
  •     Cash withdrawals; and
  •     Make reservations.


  •     Current account with the bank;
  •     Age bracket: 21 - 65 years;
  •     Signed copy of ID;
  •     Salary certificate letter;
  •     Last 3-month account statement indicating salary if told  salary is not assigned;
  •     Commercial registration  for the self-employed;
  •     Company certificate   for the  self-employed; and
  •     Copy of last the 6 months bank statement for the self-employed.

Annual Fees:

  •     Primary card: SAR 300;and
  •     Supplementary card: SAR 75;