Banque Saudi Fransi Home Finance

Minimum Salary needed SAR 6,000 per month
Maximum amount available SAR 5,000,000
Length of Loan 25 years
Profit Rate Not mentioned
Upfront Fees ( if any ) Not mentioned
Eligibility Aged 22 to 65 years at the time of final Installment; Salary must be transferred to Banque Saudi Fransi; Applicant must be employed with the government, semi-government or military or work in an approved private sector; Employed for a minimum of one year with current employer; Building permit for the property (issued in the last 15 years; lear map showing property location and address
Main Features In case of death or permanent disability, the legal heirs or policy holder will be exempt from paying the outstanding dues; Buy a villa, duplex, apartment or land; Shariah compliant based on Murabaha principle;

Banque Saudi Fransi-Jeddah

Banque Saudi Fransi (BSF) is one of the indigenized banking institutions in Saudi Arabian. It is a Joint Stock Company established by Royal Decree in the year 1977.
BSF is an affiliated company of Credit Agricole Corporate and Investment Bank that holds an equity share of 31.1%. The Bank has capital base of 12,053,571,670 SR.
The bank is keen on providing all manner of commercial banking services to both domestic and international clients.
Banque Saudi Fransi has its Head Quarters in Riyadh and 3 Regional Offices in the cities of Jeddah, Al-Riyadh and Al-Khobar.In matters touching branch network, BSF has 83 branches, 576 ATMs including Cash Acceptance Machines and 8,634 PoS.


Jeddah is a metropolitan hub in the coastal region on the coast of the Red Sea. It   is the key urban center west of Saudi Arabia. It is the largest city in Makkah Province, the principal sea port on the Red Sea, and the second-largest city nationally after Riyadh. With a ballooning population of 5.1 million people, Jeddah is an important trade center in Saudi Arabia the same way other cities such as Riyadh and Dammam are.

Jeddah is the principal gateway to Mecca and Medina, the holiest places in Islam.
In matters that relate to economy, Jeddah is keen on the development of capital investment in scientific and engineering excellence in Saudi Arabia, and the larger Middle East region. In matters history, Jeddah is popular for its legendary money changers. The greatest of them during those days went on to found Saudi Arabia's first bank, the National Commercial Bank.

Home Finance

Our hose finance is a customized solution designed and designated to help you achieve your dreams to own your own home.

Benefits and features:

  •     Shariah-compliance  based on Murabaha principle;
  •     Competitive fixed profit rates;
  •     Flexible repayment period of up to 25 years
  •     Financing of up to SAR 5,000,000;
  •     In case of death or permanent disability, one’s family is exempted from prepayment liability;


  •     Aged between 22- 65 years at the time of final Installment;
  •     Minimum monthly salary of SAR 6,000;
  •     Salary transfer needed;
  •     Applicants must be employed by  government  or bank-approved private institutions;
  •     Employed for a minimum of one year with current employer; and
  •     Signed copy of applicant’s national ID.