Samba Personal Loan - GOSI & PPA Retirees

Minimum Salary needed SR 2,000
Maximum amount available SR 500,000
Length of Loan 5 Years
Profit Rate Applicable Flat Rate starts from 1.45% and Applicable Annual Mark-up Rate starts from 2.79%
Upfront Fees ( if any ) Management fees should not exceed 1% of finance amount or SR 5,000 whichever is less
Eligibility You should be at least 40 years of age; You should be under the GOSI or PPA pension program
Main Features Approved by the Shariah Supervisory Board; Finance based on Tawarouq by the purchase and sale of local commodities; Simple documentation; Fixed profit rate for the entire finance period. Your profit rate will not change during the entire finance period; akaful Insurance – In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy; No guarantor required; Samba Credit Card without annual fees for the entire finance period; Opportunity to top up your Al Khair finance for extra cash;

Samba Financial Group

Samba Financial Group is among the few stable and most accomplished groups offering financial services   in Arabia and the Middle East. The bank has built for itself a name for offering world-class financial services and products that match the finest in the world.
Since it was incepted, Samba Financial Group has led the industry in innovation, having a long list of pioneering land marks and solutions in the banking industry. This in turn has played a major role in the modern revolutionizing of the banking sector in Saudi Arabia.
Samba’s world-class services, market-leading solutions and superior technology have greatly contributed to transform Samba into one of the most accomplished financial services brand names and the most internationally recognized banking institution in Saudi Arabia and the Middle East.


In the western coastline of Saudi Arabia’s Red Sea there sits a modern city whose name is Jeddah .It is the principal urban center in the west of Saudi Arabia. Jeddah also happens to be the largest city in Makkah Province, the main sea port along the Red Sea, and the second largest city in the kingdom of Saudi Arabia.
Jeddah has an expansive population of 5.1 million. The city is a preferred   commercial den in Saudi Arabia in the same fashion as Riyadh and Dammam, that is, in terms of economy and regional prominence.
Jeddah has set its primary economic focus on developing capital investment in scientific and engineering fields throughout Saudi Arabia, and the Middle East.

Personal Loan - GOSI &Amp; PPA Retirees

Being retired is not equal to being tied, too tied to have valid dreams worth our financing. That is why Samba Financial Group stands by your needs and dreams even in retirement:

Key benefits and features:

  •     Enjoy instant loan approval over the phone;
  •     Finance amount of up to SR 500,000;
  •     Repayment period of up to 5 years;
  •     Fixed profit rate for the entire finance duration ;and
  •     Takaful Insurance.


  •     Applicants should be aged 40 years and above;
  •     Applicants’ monthly income should be at least SAR 2,000; and
  •     Applicants should be under the GOSI or PPA pension program.