Samba Personal Loan with 0% Profit Rate

Minimum Salary needed SR 3,000
Maximum amount available SR 60,000
Length of Loan 1 Year
Profit Rate 0% p.a.
Upfront Fees ( if any ) Management fees should not exceed 1% of finance amount or SR 5,000 whichever is less
Eligibility You should be working with a Samba-approved employer
Main Features Approved by the Shariah Supervisory Board; Finance based on Tawarouq by the purchase and sale of local commodities; Simple documentation; Takaful Insurance – In case of death or permanent total medical disability, God forbid, all outstanding amounts will be considered paid subject to terms and conditions of insurance policy; No guarantor required; Samba Credit Card without annual fees for the entire finance period; Opportunity to top up your Al Khair finance for extra cash; Available for Saudi nationals and expatriate with end of benefits service working in government, semi- government or private sectors

Samba Financial Group

Samba Financial Group is among the few stable and most accomplished groups offering financial services   in Arabia and the Middle East. The bank has built for itself a name for offering world-class financial services and products that match the finest in the world.
Since it was incepted, Samba Financial Group has led the industry in innovation, having a long list of pioneering land marks and solutions in the banking industry. This in turn has played a major role in the modern revolutionizing of the banking sector in Saudi Arabia.
Samba’s world-class services, market-leading solutions and superior technology have greatly contributed to transform Samba into one of the most accomplished financial services brand names and the most internationally recognized banking institution in Saudi Arabia and the Middle East.


In the western coastline of Saudi Arabia’s Red Sea quietly sits a modern city known as Jeddah .It is the chief most city in the western region of Saudi Arabia. Jeddah is also the biggest city in Makkah Province, the main sea harbor on the Red Sea, and the second largest city in Saudi Arabia.
Jeddah has an expanding population of 5.1 million residents. The city is a prime   commercial center in Saudi Arabia in a similar fashion with Riyadh and Dammam, that is, in terms of economy and regional prominence.
Jeddah’s economic focus is on harnessing and refining capital investment in scientific and engineering fields throughout Saudi Arabia, and the Middle East.

Loan with 0% Profit Rate

Sounds so good but so true. This loan from Samba group is designed to help you meet your personal needs and achieve your goals and not to add you more burdens.

Key benefits and features:

  •     Complies with Shariah;
  •     Get instant approval over the phone;
  •     Finance amount up to SR 60,000;
  •     Available for Saudi subjects and expatriates with end-of-benefits service working in government, semi- government or private sectors;
  •     Zero term cost;
  •     Flexible 12-month repayment duration; and
  •     Takaful Insurance to cover for death or permanent disability. This means that all outstanding amount will be counted paid subject to terms and conditions of insurance policy.


  •     Minimum applicant age of  18 years;
  •     Minimum monthly income should be at least SR 3,000; and
  •     Applicant should have been employed a minimum 1 month.