Saudi Hollandi Bank Personal Loan - Citizen Retired

Minimum Salary needed S.R. 3,000
Maximum amount available S.R. 1,500,000
Length of Loan 5 years
Profit Rate Annual Profit Rate (APR) starts from 2.50%
Upfront Fees ( if any ) 1% of finance amount with a maximum fee of SR 5,000
Eligibility Minimum current work experience When retirement starts; Age 35 to 70; Employer Approved;
Main Features Shari’ah compliant; Exemption from remaining repayments in case of death (God forbids)

Saudi Holland Bank -Jeddah

Saudi Holland Bank is the pioneering bank in Saudi Arabia. The bank was established in the year 1926 and those days it was known as The Netherlands Trading Society and it conducted its activities out of one office in Jeddah.
Being the only bank in Saudi Arabia in those days, it acted as the central bank, keeping the Kingdom's gold reserves and receiving oil income for the Arabian government.
By the end of the year 2012, the bank had a paid-up capital of SAR 3.9 billion. The Bank is an employer to 1,504 people out of whom over 88.43% are native Saudis. It has 45 branches, 15 Ladies Sections, 30 Preferential Banking Centers and 265 ATMs delivering banking services throughout Arabia.


Jeddah is a modern cosmopolitan in the coastal region of the Red Sea. Moreover, it is the main urban center in western Saudi Arabia. Jeddah is the largest city in Makkah Province, the largest sea port on the Red Sea, and the second largest city in Saudi Arabia behind Riyadh, Arabia’s capital city. With a growing population of 5.1 million people, Jeddah is an important commercial tower and contributor in Arabia, just as Dammam and Riyadh are.
Touching on economic matters, Jeddah is set to nurture capital investment in scientific and engineering leadership in Saudi Arabia, and the larger Middle East.

Personal Loan - Citizen Retired

At Saudi Holland Bank, we don’t believe that retirement is a punishment or banishment into financial oblivion and handicapcy .That is why we have our loans tailored to help you enjoy your sunset years.

Key features and benefits:

  •     It is Shariah- adhering;
  •     Enjoy instant approval;
  •     You can top up after clearing  20% of your existing loan;
  •     Amounts of up to SAR  1.5 million;
  •     Repayment duration of  up to 60 months; and
  •     Exemption from remaining repayments in the event of death.

Eligibility and requirements:

  •     A copy of valid ID :copy of Iqama and copy of passport for aliens;
  •     Employment letter;
  •     Salary transfer;
  •     A completed loan application form;
  •     When one retires; and
  •     Age bracket: 35- 70 years;