Saudi Hollandi Bank Personal Loan - Resident Private Sector

Minimum Salary needed S.R. 3,000
Maximum amount available S.R. 1,500,000
Length of Loan 5 years
Profit Rate Annual Profit Rate (APR) starts from 2.50%
Upfront Fees ( if any ) 1% of finance amount with a maximum fee of SR 5,000
Eligibility Minimum current work experience 3 Months; Age 25 to 60; Employer Approved;
Main Features Shari’ah compliant; Exemption from remaining repayments in case of death (God forbids)

Saudi Holland Bank-Jeddah

Saudi Holland Bank is the oldest bank in Saudi Arabia. The bank was established way down in 1926 and in those early days it traded as The Netherlands Trading Society and it conducted its business out of a single office in Jeddah.
Being the only bank in Saudi Arabia in those early days, Saudi Holland Bank served as the central bank, keeping the Kingdom's gold reserves and receiving oil income for the government of Arabia.
By the end of the year 2012, the bank boasted of a paid-up capital of more than SAR 3.9 billion. The Bank employs 1,504 people out of whom over 88.43% are native Saudis. It has 45 branches, 15 Ladies Sections, 30 Preferred Banking Centers and 265 ATMs conveying banking services throughout Arabia.


Jeddah is a modern cosmopolitan in the coastal region of the Red Sea. Moreover, it is the main urban center in western Saudi Arabia. Jeddah is the largest city in Makkah Province, the largest sea port on the Red Sea, and the second largest city in Saudi Arabia behind Riyadh, Saudi’s capital city.
The city has a growing population of 5.1 million people is and it is an important commercial powerhouse in Saudi Arabia, in the same breadth with Riyadh Dammam.
When it comes to economy, Jeddah is known to develop and nurture capital investment in scientific and engineering leadership in Saudi Arabia, and the Middle East region as well.

Personal Loan - Resident Private Sector

Saudi Holland bank believes in the sacred validity of every human dream and we are committed to deliver varied financing tools to realize them. One of those tools is our unique and customized personal loans.

Key features and benefits:

  •     It complies with Shariah;
  •     You get instant approval;
  •     You can top up after repaying  20% of your existing loan;
  •     Amounts of up to SAR  1.5 million;
  •     Repayment duration of  up to 5 years; and
  •     Exemption from clearing remaining repayments in the event of death.

Eligibility and requirements:

  •     Provide a  valid  copy of passport ;
  •     Provide employment letter;
  •     Salary transfer;
  •     A completed loan application form;
  •     Minimum employment duration at current job: 3months;
  •     A minimum monthly salary of 3,000; and
  •     Age bracket: 25 and 60 years;