Saudi Hollandi Bank Personal Loan - Resident Public/Semi-public/Military Sector

Minimum Salary needed S.R. 3,500
Maximum amount available S.R. 1,500,000
Length of Loan 5 years
Profit Rate Annual Profit Rate (APR) starts from 2.50%
Upfront Fees ( if any ) 1% of finance amount with a maximum fee of SR 5,000
Eligibility Minimum current work experience 3 Months; Age 21 to 60; Employer Approved;
Main Features Shari’ah compliant; Exemption from remaining repayments in case of death (God forbids)

Saudi Holland Bank-Jeddah

Saudi Holland Bank is the father and mother of all modern banks operating in Saudi Arabia. Founded in 1926, it was originally known as The Netherlands Trading Society and operated out of a single office in Jeddah.
Being the sole bank in the Kingdom at that moment, it served as the central bank, keeping the Kingdom's gold reserves and receiving oil revenues on behalf of the Arabian government.
At the end of March 2012, the bank had a paid-up capital amounting to SAR 3,969 million. The Bank employs 1,504 staff with a localized ratio of over 88.43% Saudis and has 45 branches, 15 Ladies Sections, 30 Prestige Banking Centers and 265 ATMs offering banking services throughout the Arabian Kingdom.


Jeddah is a modern city in the coastal region of the Red Sea. In addition to that, it is the major urban center in western Saudi Arabia. It is the largest city in Makkah Province, the largest sea port on the Red Sea, and the second largest city in Saudi Arabia behind the capital city, Riyadh. With a population of 5.1 million, Jeddah is an important mercantile hub in Saudi Arabia.
In matters economy, Jeddah is focused on nurturing capital investment in scientific and engineering excellence in Saudi Arabia, and the Middle East. Jeddah’s history is marked by popular legendary money changers.

Personal Loan-Citizen Public/Semi-public/Military Sector

This is a versatile solution that has been tailored with one aim: to give credence to you personal dreams and finance them into fulfillment.

Key features


  •     Shariah- compliant;
  •     Instant approval;
  •     Top Up after repaying 20% of your existing finance;
  •     Finance up to SAR  1.5 million;
  •     Repayment period of  up to 5 years; and
  •     Exemption from remaining repayments in the event of death.

Eligibility and requirements:

  •     A copy of valid ID :copy of Iqama and copy of passport for aliens;
  •     Employment letter;
  •     Salary transfer;
  •     A completed application form;
  •     Minimum salary of 3,000 SAR;
  •     Minimum stay with current employer  is 3 months; and
  •     Age bracket: 18 and 60 years;and
  •     Top up after clearing 20% of your existing loan; and