National Bank of Kuwait Personal Loan - Installment Loan in Kuwait

Minimum Salary needed Not mentioned
Maximum amount available KD 70,000
Length of Loan 15 years
Profit Rate 5% p.a.
Upfront Fees ( if any ) Not mentioned
Eligibility Please arrange for your salary to be transferred to NBK; You should be younger than 65 years at the maturity of the loan
Main Features You have the option to insure your loan; You can settle the loan early at anytime without paying any fees or future interest; Whether you are Kuwaiti or an expatriate, NBK Loans are available to all; For loans exceeding the 5-year repayment period, your interest rate will be reviewed every 5 years, provided that the maximum increase or decrease in interest rate will not exceed 2% of the applicable interest rate, as per Central Bank of Kuwait regulations;

National Bank of Kuwait

The foundations of the National Bank of Kuwait were laid way back in the year  1952.The need for a National Bank was conceived  when a prominent Kuwaiti merchant went to the British Bank of the Middle East to open a Letter of Guarantee for the amount of 10,000 Indian Rupees.
But to his surprise and that of many, his request was rejected because he did not have a guarantor. This incident gave rise to the question and the idea of having a national bank with a mission to serve national needs as its priority, help the economic growth of the country, and look after the savings of its clients.

Kuwait City

Kuwait City is the political, cultural and economic nerve center of Kuwait. The city is considered a global hub. Kuwait City’s trade and transportation needs are served by a well coordinated and modern land, sea and air transport network comprising ports, an International Airport and state-of-the-art super highways.
At the moment, the city has a population of about 700,000 with its metropolitan area having some 4.1 million people.
The city has a long history dating back to the year 1613. Then, it was a humble fishing village. But in the 18th century, it had sprung to a strategic and trading center and link in the Persian Gulf linking India, Muscat, Baghdad and Arabia.

Personal Loan - Installment Loan

Our personal loan is configured to fit into the frame work of your personal needs with flexibility.

Key features and benefits:

  •     Flexible repayments;
  •      You can take a minimum of KD 1,000 and maximum of KD 15,000
  •     Please arrange for your salary to be transferred to NBK
  •     Universal availability irrespective of whether you are a Kuwaiti or an expatriate;
  •     Repayment period from 12 to 60 months;
  •     Competitive interest rates;
  •     Applicants should be younger than 65 years at the maturity of the loan;
  •     Option to insure your loan; and
  •     You can choose to repay the loan early at anytime without paying any fees or future interest.


  •     A copy of your Civil ID;
  •     A military ID is required for MOI, MOD and National Guards;
  •     Salary certificate; and
  •     A salary transfer continuation certificate.