Bahrain Islamic Bank B.S.C. Credit Card - Gold MasterCard in Manama

Minimum Salary needed Not mentioned
Maximum amount available BD 10,000
Length of Loan Life Time
Profit Rate Not mentioned
Upfront Fees ( if any ) Not mentioned
Eligibility Age of Applicant: 21 years of age at the time of application; Minimum Work Experience: 4 Months; Maximum DSR (Debt Service Ratio): The total debts of the customer including all existing installments, new installment and 5% of the credit card and over draft limits, should not exceed 50% of the monthly income for individuals with salaries of BD3,000 per month or less, exceed 60% of the monthly income for individuals with salaries above BD3,000 per month; •Residence Permit (non Bahraini individuals)
Main Features Travel Takaful Insurance ; •25 days grace period; •Free unlimited supplementary cards; •No Annual Subscription Fees on the main and supplementary cards; •Minimum amount to be paid by the customer is 5% of the outstanding balance subject to a minimum of BD10/-; •Cash withdrawal transactions up to 50% of the credit limit; •Convenient payment channels ; •Attractive free Gulf Air Falconflyer Programme (FFP) travel air miles: Classic - 1 mile for every BD3 spent; •Lifetime Aramex Shop and Ship membership for BD5 only (Discounted from BD17); •Attractive discounts and seasonal offers from local and regional merchants.; •Entries to monthly draws on exciting prizes for every BD50 you spent on the card

Bahrain Islamic Bank B.S.C.

The Bahrain Islamic bank has been as working hard at earning the respect and trust of its business partners, shareholders and clients. The bank has been partnering the growth of its shareholders, clients, the local community and the country since its establishment in 1979. The bank has grown to become an indispensable partner by providing the tools, services and reassurance to one and all involved with the bank. The mutual benefits for all concerned parties, fair and transparent dealings, direct and simple approach and an interesting product-mix have all resulted in the bank’s growth and increase in its brand value. 


The discovery of crude oil helped the failing economy of Bahrain, giving it a new lease of life. Bahrain gained significant geopolitical presence particularly following the Suez Canal crisis and the subsequent unrest in the Middle East. As the crude oil industry replaced the pearling industry, the country’s dependence on oil and natural gas resources increased significantly. This was a major concern for local authorities who gradually diversified into construction, sales promotion and financial consultancy, making Manama a much sought after business hub in the region. Manama has also become a tourist hotspot with its exciting and much sought after nightlife gained prominence in the conservative Persian gulf.

Credit Card - Gold MasterCard

The maximum credit limit for a Gold MasterCard is 10,000 BD. Any individual above 2 years of age can apply for this card subject to meeting all other eligibility criteria. Unlimited free add-on cards, zero annual fees on all cards, 25 days grace period ( 0 percent interest on outstanding balance) and travel Takaful insurance are part of the package. The cardholder can withdraw up to 50% of available credit limit in case of any emergency. The card holder is also entitled to a lifetime membership at the Aramex Shop and Ship for a nominal 5 BD, besides other seasonal offers.