Bahrain Islamic Bank B.S.C. Credit Card - Gold Visa  in Manama

Minimum Salary needed Not mentioned
Maximum amount available BD 10,000
Length of Loan Life Time
Profit Rate Not mentioned
Upfront Fees ( if any ) Not mentioned
Eligibility Age of Applicant: 21 years of age at the time of application; Minimum Work Experience: 4 Months; Maximum DSR (Debt Service Ratio): The total debts of the customer including all existing installments, new installment and 5% of the credit card and over draft limits, should not exceed 50% of the monthly income for individuals with salaries of BD3,000 per month or less, exceed 60% of the monthly income for individuals with salaries above BD3,000 per month; •Residence Permit (non Bahraini individuals)
Main Features •25 days grace period; •Free unlimited supplementary cards; •No Annual Subscription Fees on the main and supplementary cards; •Minimum amount to be paid by the customer is 5% of the outstanding balance subject to a minimum of BD10/; •Cash withdrawal transactions up to 50% of the credit limit; •Attractive free Gulf Air Falconflyer Programme (FFP) travel air miles: Classic - 1 mile for every BD3 spent; •Lifetime Aramex Shop and Ship membership for BD5 only (Discounted from BD17; •Attractive discounts and seasonal offers from local and regional merchants; •Takaful travel insurance.

Bahrain Islamic Bank B.S.C.

Listed on the Bahrain Stock exchange, the Bahrain Islamic Bank is a leading Sharia’s compliant bank in the Kingdom of Bahrain. The bank continues to be a leader in Islamic banking practices in both the corporate and the retail banking sector thanks to its innovative and superior banking practices, services and products including investment banking. The bank’s list of partners includes many of the regional and local financial institutions. The bank with its network of Financial Malls, branches and ATMs is the largest in Bahrain and operates within the rules and guidelines framed by the Central Bank of Bahrain.


Manama is of great significance in the economic growth of the Kingdom of Bahrain. The decreasing dependence on petroleum products and the countries diversification into other sectors have been instrumental in Bahrain’s increasing importance as a leading regional financial hub in the Middle East. Some industries that have grown significantly over the recent years include banking& finance, tourism and heavy industries like ship repair. Interestingly more than 200 banks and financial industries are based in the Diplomatic Area and CBD. A major financial hub in the middle-east, Manama is also the centre of Islamic banking in the region.  Several MNCs have their regional offices in the city of Manama.

Credit Card - Gold Visa 

The Gold Visa Credit Card from the Bahrain Islamic bank has a maximum credit limit of 10,000 BD. Any individual above 21 years of age can apply for this card subject to meeting all other eligibility criteria. Unlimited free add-on cards, zero annual fees on all cards, 25 days grace period (0% interest on outstanding balance) and travel Takaful insurance are part of the package. The cardholder can withdraw up to 50% of available credit limit in case of any emergency. The card holder is also entitled to a lifetime membership at the Aramex Shop and Ship for a nominal 5 BD besides other seasonal offers.