Bank Muscat SAOG Credit Card - Classic 

Minimum Salary needed Not mentioned
Maximum amount available 75% of credit limit of total fixed deposit value
Length of Loan Life Time
Profit Rate 1.50% p.m.
Upfront Fees ( if any ) No
Eligibility 18 years old & above; Omani resident or national; salary must be transferred bank muscat account; Working for the Omani government or in a listed bank muscat approved company
Main Features Secure Internet Shopping; Worldwide Acceptance; Free Travel Protection Insurance; Visa Global Service; Revolving Credit Facility; Interest Free Period with revolving credit - up to a maximum of 52 days; Cash Advance Facility; Supplementary Cards for Family; Lost/Stolen Card Protection


BankMuscat is one of the largest and most solid banks in Oman. It has a stable and a far-reaching involvement in Corporate Banking, Retail Banking, Investment Banking, Treasury, Private Banking and Asset Management.
The bank has a strong asset base of $15 billion, and commands one of the largest branch networks in Oman that is well over 130 branches, 386 ATMs, 131 CDMs and 4,500 PoS terminals.
It also has international branches in Saudi Arabia and Kuwait, and a representative office in Dubai, UAE.
BankMuscat holds the coveted tag of being recognized as the Best Bank in Oman for seven years by The Banker, FT London and nine years nonstop by Global Finance and Euro money.


Muscat is a popular coastal city that lies on the East of Oman. This city acts as the sultanate’s capital and it is its official seat of power and government. It is a city on an uphill trend of growth coupled with a blossoming economy and a swelling population that has reached more than 1.2 million inhabitants.
This ancient coastal city has been a commercial and political powerhouse in the Middle East for many years. It is also a trade port linking the East and West trade ways. Its current modernization and growth have transformed it into a metropolitan hub. Its main economic engagements are trading, porting services and oil.

Credit Card - Classic 

This is another classic credit card facility from the BankMuscat designed for your utmost convenience and satisfaction.

Features and benefits:

  •     Convenience ;
  •     Global acceptance;
  •     Visa global service;
  •     Recognized  globally;
  •     Get monthly statements;
  •     Free travel insurance;
  •     Revolving credit facility;
  •     Free 24/7 customer care service;
  •     Zero lost-card liability after reporting its loss;
  •     Cash advance facility available;
  •     SMS alerts; and
  •     Supplementary cards for your family.



  •     Applicant must be of legal age- 18 years and over;
  •     Must meet all the bank’s credit requirements;
  •     Have a  good credit standing;
  •     Applicant should  be an Omani citizen or a foreigner  with a valid resident visa; and
  •     Needs to be an Omani government worker or that of an organization approved by the bank.