Bank Muscat SAOG Credit Card - Visa Premier

Minimum Salary needed Not mentioned
Maximum amount available 75% of credit limit of total fixed deposit value
Length of Loan Life Time
Profit Rate 1.50% p.m.
Upfront Fees ( if any ) No
Eligibility 18 years old & above; Omani resident or national; salary must be transferred bank muscat account; Working for the Omani government or in a listed bank muscat approved company
Main Features Revolving Credit Facility; Interest Free Period — up to a maximum of 52 days; Cash Advance Facility; Supplementary Cards for Family; Zero Lost Card Liability


It is the chief banking institution the Omani Sultanate. It has a stable and growing presence in Corporate Banking, Retail Banking, Investment Banking, Treasury, Private Banking and Asset Management.
The bank has a solid asset base of $15 billion, and boasts of the largest banking network in the sultanate exceeding 130 branches, 386 ATMs, 131 CDMs and 4,500 PoS terminals.
It also has international operations in Saudi Arabia and Kuwait, and a representative office in Dubai.
BankMuscat holds a unique tag of recognition for being voted the Best Bank in Oman for seven years by The Banker, FT London and nine years running by Global Finance and Euro money.


Muscat is the capital city of Oman. It also acts as the sultanate’s chief city and it is Oman’s official seat of power and government. It is a city on an uphill trend of growth coupled with a blossoming economy and a population well above 1.2 million inhabitants.
This ancient coastal city has been a commercial and political powerhouse in the Middle East for many years. It is also a trade port linking the East and West trade ways. Its current modernization and growth have transformed it into a metropolitan hub. Its main economic life line is trade, porting and oil.

Credit Card - Visa Premier

This is one of the prime and most prestigious cards offered by the BankMuscat. Its core benefits and features are listed below as follows:

Features and benefits

  •     It is convenient and safe;
  •     Globally accepted;
  •     Visa global service;
  •     Recognized the world over;
  •     Monthly statements;
  •     24/7 customer support service;
  •     Zero lost-card liability after reporting its loss;
  •     Cash advance facility available;
  •     SMS alerts; and
  •     Supplementary cards for your family.



  •     Must be 18 years and over;
  •     Must fulfill the bank’s credit requirements;
  •     A good credit history;
  •     Must be an Omani citizen or an alien with a valid resident visa; and
  •     Needs to be an Omani government employee or that of an institution approved by the bank.