BankDhofar SAOG Credit Card - E-commerce

Minimum Salary needed OMR 200
Maximum amount available Limit - as set by the customer (The limits will be linked with the existing credit card, if any)
Length of Loan Life Time
Profit Rate Not mentioned
Upfront Fees ( if any ) OMR 10 for primary card and OMR 10 for supplimentary
Eligibility Salary transfer to BankDhofar account, Cash margin or Pre-paid (for pre-paid cardholders, no salary transfer to BankDhofar is required).
Main Features Lower pre-set spending limits; Easy pay installment – as little as 5% of the outstanding balance; The Ecom Card is specially designed for internet transactions. Minimizing risks and only to be used online.

BankDhofar SAOG Muscat  

This is Oman’s second largest financial and banking institution by market capitalization and asset base. It was established in 1990, starting operations with only 2 branches. Ever Since, it has enjoyed a robust, fast and spiraling growth and it has over 65 branches and over 139 ATMs located throughout Oman.
BankDhofar SAOG Muscat is abreast with modern banking innovations that include online, mobile and electronic platforms. It is committed to serve both retail and corporate customers. It also finances various levels of business enterprises ranging from large businesses to SMEs. Besides, all its undertakings are in line with Shariah law and standards.


Muscat is the largest city of Oman. It is also its capital city and it is Oman’s official seat of power and administration. It is a fast growing city with a booming economic growth and a population that has exceeded 1.2 million people.
It is an old city that has been a commercial and political strong hold in the Middle East for hundreds of years. It is a commercial port linking the East and West trade ways and its recent modernization and growth have elevated it into a metropolitan center. The city’s core economic base is trade, porting and oil.

Credit Card - E-commerce

BankDhofar is a firm believer in convenience banking and for this reason we have all kinds of credit cards designed to meet your financial needs. One such card is the E-commerce credit card.

Salient Features:

  •     It is safe to use and it is embedded with a micro chip;
  •     You can shop  and withdraw cash  both locally and internationally;
  •     You can transact using your phone and on line; and
  •     Enjoy a 24-hour customer care service;


  •     It is issued against a cash deposit or salary transfer;
  •     If employed, the applicant’s employer needs to fall within the bank’s approved Lists 1 and 2; and
  •     In case applying client falls short of condition 2 above, he/she shall provide a third party guarantee or place a fixed deposit against 90% of the card limit.