BankDhofar SAOG Credit Card - Gold

Minimum Salary needed OMR 500
Maximum amount available Salary based – 5 times the salary
Length of Loan Life Time
Profit Rate 18% per annum 1.5 % per month
Upfront Fees ( if any ) OMR 50 for primary card and OMR 35 for supplimentary
Eligibility Salary transfer to BankDhofar account or Cash margin;
Main Features Free access to: Oman Air Lounge at Muscat & Salalah (for cardholder only) and the Royal Orchid Lounge at Bangkok airport; Free travel insurance – up to USD 250,000; Compensation in case of delayed travel (over 12 hours) – up to USD 2,000 or lost luggage – up to USD 5,000

BankDhofar SAOG Muscat   

BankDhofar is Oman’s second largest financial and banking power house by market capitalization as well as asset base. It was established 25 years ago, commencing operations with a mere 2-branch network. Since then, the bank has undergone a robust, quick and revolutionary growth and it has over 65 branches and over 139 ATMs available throughout the sultanate.
BankDhofar SAOG Muscat has embraced modern banking innovations that include online, mobile and electronic platforms. It is committed to serve both retail and corporate clients. It also finances different levels of business enterprises ranging from large businesses to SMEs. Moreover, all its dealings are in harmony with Shariah law and requirements.


Muscat is a popular and historical city and it is the biggest in Oman. It is also the sultanate’s capital city and its official seat of power and administration. It is experiencing a rapid growth with a booming economy and a cosmopolitan population that is above 1.2 million dwellers.
As an old city, Muscat that has experienced   commercial and political dominance in the Middle East for many generations. Muscat is a commercial port connecting the Eastern and Western trade blocks and its current modernization and growth are elevating it into an influential trade center. The core of the city’s economic activities is trading, porting and petroleum.

Credit Card - Gold

BankDhofar values your convenience. That is why we offer various types of credit cards intended to meet your financial needs with convenience. The gold credit card is one such solution.

Key features and benefits:

  •     Primary card limit: OMR 500;
  •     Supplementary card limit: it has the same limit as the primary card. However, the holder may define a separate limit for the secondary card
        as long as it does not exceed that of the primary card;
  •     Annual fee of OMR 50  for the primary card and OMR 35 for the secondary; and
  •     Comes with  a free travel insurance cover while travelling to a maximum of $ 100,000;


  •     Offered  against salary or a cash deposit;
  •     Salary of  OMR 500;
  •     If the customer doesn’t work for a company approved by the bank(List 1 and 2),they  shall provide a third party guarantee or make a 90% deposit against the card’s limit;