Oman Arab Bank SAOC Credit Card - Gold

Minimum Salary needed Salary from RO 700 to RO 1399
Maximum amount available Credit limit up to 3 times your salary or income based on the fixed deposit placed
Length of Loan Life Time
Profit Rate Not mentioned
Upfront Fees ( if any ) Not mentioned
Eligibility Employees of the age 18 years and above; Government Sector Employees; Private Sector Employees (company should be listed in the approved list of companies with OMAN ARAB BANK );
Main Features Free travel insurance for US$ 250,000 plus lost baggage insurance up to US$ 500 and delayed insurance up to US$ 150 when you buy your airline ticket using your Oman Arab Bank Visa Gold card; Pay as little as 5% of your outstanding monthly balance; Premium cardholders can enjoy our Global Customer Assistance Service at whenever and at wherever they are; ou can request supplementary cards for family members for half the price with all transactions debited to one account

Oman Arab Bank

The Oman Arab Bank is one of the frontline and greatly accomplished banks in the Omani sultanate. Three decades ago, OAB acquired the branches of the Arab Bank and this move gave birth to a new local banking power house.
In matters returns, the OAB has been among the highest performers in the banking sector. A point in case is, in the last 25 years, OAB has achieved an annual average of 20% return on its equity.
As the bank seeks to actualize its mission, it is committed to deliver a wide range of banking solutions and services in personal and institutional banking. It also majors in project financing.    


Muscat is among a few privileged cities that are  ranked among few ancient urban civilizations  in the Arab world that have had a share  in molding  the commercial and political land scape  of the  Middle East and its neighboring regions. In matters of size and relevance, it is the largest city in Oman and also its principal trade and political stronghold.  In the past few years, Muscat has been enjoying a transformational growth punctuated by economic prosperity as well as a swelling population that has surged to over 1.2 million.
The city’s ancient history is characterized by outstanding feats in trade. Its recent modernization and industrialization are twin factors in transforming it into a preferred investor destination.

Credit Card - Gold

This is another golden issuance from OAB that is geared towards facilitating your convenience as a shopper and traveler.

Main features and benefits:

  •     Free travel insurance;
  •     Credit limit of up to 3 times your salary or income based on the fixed deposit placed;
  •     Pay as little as 5% of your outstanding monthly amount;
  •     Supplementary cards available  for family members at half the price;
  •     SMS alerts; and
  •     Premium card holders can enjoy global customer assistance service.

Eligibility and requirements:

  •     Employees over age 18;
  •     Government worker or that of an organization endorsed by the bank;
  •     Salary amount of between OMR 700-1,399;
  •     One color passport;
  •     Copy of a valid ID card;
  •     Copy of a valid passport with resident visa for expatriates; and
  •     Salary transfer letter addressed to the OAB.