HSBC Bank Oman SAOG House Loan

Minimum Salary needed OMR 500pm
Maximum amount available Finance up to 80% of the property value
Length of Loan Up to 25 years for villas and townhouses; Up to 20 years for apartments
Profit Rate Starting from 4.25% per annum
Upfront Fees ( if any ) Now benefit from no processing fees if you apply before 31 March 2015
Eligibility You're an Omani national or an expatriate aged between 25 and 60 (men)/55 (women) (at the time of loan maturity); Salary transfer required;
Main Features Save a significant amount of money with overpayments. You can overpay with a 1% penalty fee. Once you make an overpayment, there will be no re-draws available against it in the future; Apply for very competitive interest rates for completed and under construction properties

HSBC Bank Oman SAOG Muscat

HSBC Bank Oman Saog is ranked among the oldest banks in Oman. It was established there in 1948. Moreover, it is also the most well represented bank in the Middle East.
Its core products and services are Retail Banking & Wealth Management, Commercial Banking, and Global Banking & Markets. The Retail & Wealth Management section encompasses savings accounts, mortgages as well as personal loans.
The Commercial Banking on the other hand focuses on providing financing services, payments and cash management, international trade finance, treasury and capital markets, commercial cards, insurance, wealth management and investment banking services.
The Global Banking & Markets offers tailored financial solutions to governments, corporate and institutional clientele.


The Middle East as a region has very few historic cities that have had the power   to weather through the turbulent changes of time and technological evolution and made it to retain commercial preeminence in a dynamic world. Muscat is among such few cities. The city serves as Oman’s capital city.
As of April last year, Muscat had a swelling multi-ethnic population reaching 1.2 million dwellers. Currently, the city rides on a wave surge of economic progression and a promising trend in industrial modernization that is positively transforming all of its economic activities namely commerce, harboring services and oil.

House Loan

Home is where the heart is. But before the heart can get there the heart must conceive and dream it. That is why our house loans are tailored to make your dream home become a real home.

Salient features and benefits:


  •     A  small monthly salary minimum of just OMR 500 only;
  •     Get cash of up to 80% the cost of the property;
  •     You can transfer your existing mortgage or apply for a fresh one; and
  •     Repayment period of 25 years;



  •     Salary transfer;
  •     Minimum  monthly salary of OMR 500;
  •     Omani citizens or aliens aged between 25 and 60 years (for men) and 55 years for women.