Personal Loans for Salaried UAE Nationals in Sharjah from Citibank
Interest Rate: 8.8%
Tenor: Maximum period of 48 months
Eligibility: Minimum salary of AED 5000, employed for 3 months at the time of application
Maximum loan amount: AED 175,000
Arrangement fee: 1% of loan amount with a minimum of AED 500 and maximum of AED 2500
Insurance Fee: Optional insurance cover; if opted for, 2.01% of the loan amount
Salary transfer: Not needed
Early settlement fee: 1% of outstanding principal amount
Personal Loans for Salaried UAE Nationals from Citibank in Sharjah
Citibank personal loan for UAE Nationals in Sharjah is different from other bank loans in that it is approved normally within a single working day and it does not insist on salary transfer. However, your income is the determinant for the maximum amount of loan you are seeking from Citibank and also for the interest rate.
A non-salary transfer loan for UAE Nationals from Citibank usually requires the following requirements to be fulfilled when you apply for one:
Current salary certificate (you should have been an employee for at least 3 months)
Emirates ID copy
Bank statement for 3 months
Direct Debit Form
Free flights, holiday packages, hotel accommodation etc. are some of the special offers every Citibank UAE National loan comes with, so if you are interested in making use of these extras, you would need to have a salary of AED 8000 as against the normal 5000 required for non-salary transfer loan. Employment in a non-listed company gives you the eligibility for a maximum loan of AED 45,000 only.
PDC Loan for UAE Nationals in Sharjah from Citibank
Started in 1812, Citibank, the banking section of Citigroup, has a huge network all over the world which has been largely responsible for its unmatched success. The prestigious, customer-centric financial institution functions systematically with 3777 branches in 36 countries. UAE Nationals get the privilege of being sanctioned PDC loans that are highly flexible and carry reasonable rates of interest.
Sharjah – Cultural Capital
After Dubai and Abu Dhabi, Sharjah is the most popular Emirate city in the UAE. The city, located just about 30 minutes driving distance from Dubai, has the distinction of being the cultural capital of the UAE. Apart from the majestic tourist attractions and the spontaneous hospitality of the locals, visitors would be charmed by the unmatched services of the Sharjah hotels. If you are planning to attend the popular tourist events in Sharjah like the Arabian travel market or if you are just visiting the city on a business tour, choosing the right hotel to stay would greatly help you navigate around the city easily.
To apply for a personal loan from Citibank, fill in the form on this page and one of our representatives will contact you at the earliest instance.